Frequently Asked Questions

What does "accepted everywhere" mean?

It means that you can use your AtoB card for fuel and fleet-related purchases anywhere that accepts Visa (over 99% of merchants)! No need to visit in-network fuel stations or stops. The Visa network is the AtoB network.

What can I use my AtoB card on? Is it only for fuel?

AtoB fuel cards are initially enabled for fuel purchases only. But once you spend on fuel and pay off your weekly statements, you can unlock a variety of other fleet expenses beyond fuel: maintenance and repairs, towing services, tolls, business insurance, and more.

How do I unlock my AtoB card to spend on more than fuel?

Once you spend on purchases totaling two times your weekly credit limit and successfully pay off the corresponding statements, you’ll automatically unlock your AtoB card for a range of vehicle-related expenses: maintenance, repairs and parts, tires, car washes, towing and roadside assistance, tolls, and parking.

Spend and pay off your statements for four times your weekly credit limit, and you’ll have access to even more business-related expenses, including vehicle rentals, insurance, and hardware and supply stores.

I only need a fuel card. Can I restrict my AtoB card for fuel purchases only?

Absolutely. We'd be happy to restrict your card and ensure that it's only active for fuel purchases. Once you’ve activated your cards, you can contact our Customer Support team to keep your cards restricted to fuel purchases only.

Are there any hidden fees?

Your AtoB card comes with no fees: no per-card fees, per-transaction fees, ACH payment fees, or other pesky fees.

Does AtoB report to credit bureaus?

Yes! We report monthly to Experian. We're honored to help our small business clients build their credit.

What discount do I get with the AtoB card?

Presently, we offer a flat 5¢ discount off of every gallon. While some other, older card networks claim to offer larger discounts, we find that our customers save more with our cards. Why?

  • Our discounts are available everywhere — not just at specific, in-network locations.
  • For some discount programs, we've noticed that in-network stations add an artificial premium to the price per gallon. As a result, cardholders don't receive the full discount advertised.
  • While many larger discounts offered are limited to a specific number of gallons (say, the first 3,000 purchased in a given period), the discount AtoB offers is flat off of every gallon, forever.

What do I need to sign up with AtoB? My business is new, so I don't have a business credit score.

That's fine by us. We need your EIN, driver's license, and proof of business revenue from the past three months.

I manage a fleet with multiple drivers. Can I limit the amount that each driver can spend?

You have full control over the limits on each card. For each card, you can set a specific spending limit per-week, per-day, and per-transaction.

What are the payment terms?

We use Net-7 terms, meaning that you have seven days after the billing period ends to pay your balance. For example, if the billing period starts on Monday, August 1st, you'll be able to spend up to your credit limit through Sunday, August 7th, at which point the cycle starts over. However, your balance for this period will only be due on the following Monday, August 15th.

Can I push my AtoB transactions to QuickBooks?

Yes! Once logged into your AtoB account, select “Accounting” on the left-hand navigation bar. Select the option to “Connect to QuickBooks”.

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Full legal name of business owner
Business email address
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Weekly Fuel and Maintenance Spend
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